A paycheck isn’t the only thing worth protecting
A stay-at-home parent or caregiver often handles childcare, school and activity logistics, meals, transportation and running the household. If that person were suddenly gone, the family would face grief and a new set of bills at the same time, from childcare to cleaning to scheduling help.
Coverage on both partners can keep one loss from becoming a financial crisis as well.
Questions worth asking
- What would it cost to replace the care and support at home?
- Would the surviving parent need to reduce work hours or change jobs?
- Do both partners have coverage, and is it enough?
- Who owns each policy, and who are the beneficiaries?
Where to start
A short conversation can map out what your household relies on and what coverage may fit. If you already have a policy, a policy review is a good first step.
Talk with Alethe See all coverage
This page is general educational information. It is not tax or legal advice and it isn’t a recommendation for any specific product. Features, costs and availability vary by carrier and state.